Pensions
Many people spend a working lifetime saving for their retirement. In most cases they are saving without knowing how much they need to save, for how long and at what return in order to provide them with sufficient income when they eventually finish work.
Changes to pension legislation in the 2014 budget means that accessing pension funds is now more flexible, and this is to be welcomed, but care must be taken to ensure that the pension fund is structured to maintain an active earlier retirement whilst at the same time providing for security in old age.
Molyneux Financial Planning will work with you to identify how to accumulate sufficient assets while you are working and will help structure income at retirement and beyond to achieve your desired lifestyle.